What is Transfer Connect?
It is a platform that allows direct participants to connect, with complete integration between their financial core and Banco de México's SPEI.
Our objective is to carry out custom developments according to the needs of each of our clients.
Providing the highest quality performance and functionality, complying with all functional and operational requirements specified by Banco de México.
Services you will get with Transfer Connect
Connection instances
- Transfer Connect (SPEI A): Allows the operation of traditional transfer orders; refunds, third party to third party, participant to participant, returns, late returns, etc.
- Transfer-Extended (SPEI B) Allows enabling a second instance for the distribution of CoDi and Dimo type transfer orders. This instance allows migrating transactional transfers from SPEI A, in case of any contingency.
Contingency mechanisms
- Transfer-COA (alternate operation client) Allows continuing operations when the SPEI Participant activates its contingency operation and it is required to generate and process files before a central Banxico system (COA-G2).
- Transfer-POA (alternate operation process) Allows continuing operations when Banxico activates its contingency operation and it is required to generate and process files before a central Banxico system
Benefits of our solution
Easy
Easy installation (Containerization) and configuration (From dashboard) to minimize the need for specialized teams.
Control
Total control by your financial institution through a direct connection between your financial core and Banco de México's SPEI.
Security
The Transfer Connect solution complies with the IT security and operational continuity requirements established by Banco de México in its current version of the "SPEI Operation Manual".
Continuity
Easy reconnection and synchronization with Banco de México maintaining High Availability protocols ensuring high-speed Transactionality.
Flexible
Custom development, depending on the client's needs and specific functionalities they require to implement.
Zero Downtime
Fault-proof and recovery without human intervention. Deployments without impact.
Technical features
Solution designed with microservices (Dockers).
Dedicated component for messaging exchange with Banxico (FEC Proxy).
Dedicated component for receiving transactions (Core).
Centralized configuration control for SPEI.
Alarms regarding balance reconciliation with Banxico. Integration or REST API to integrate banking core with retry system.
Features user-friendly debugging tools, such as a log explorer or dashboard for visualizing the application status.
Tools to easily certify the application.
Security strengths
- The system is based on a microservices architecture.
- Inter-process communication includes constantly expiring authentication tokens and communication occurs over secure channels using the latest version of the TLS protocol (1.3).
- Use of electronic signatures between the different transactional services of the application.
- Authentication and logging with 2FA.